Terms & Conditions
Notice
Please read these terms and conditions carefully. By accessing this site and any pages thereof, you agree to be bound by the terms and conditions below. If you do not agree to the terms and conditions below, do not access this site, or any pages thereof.
Copyright © Stern International Bank 2019. All rights reserved
Copyright in the pages and in the screens displaying the pages, and in the information and material therein and in their arrangement, is owned by Stern Bank unless otherwise indicated.
The information and materials contained in these pages, and the terms, conditions, and descriptions that appear, are subject to change. Unauthorized use of Stern Bank’s website and systems including but not limited to unauthorized entry into Stern Bank’s systems, misuse of passwords, or misuse of any information posted on a site is strictly prohibited. Not all products and services are available in all geographic areas. Your eligibility for particular products and services is subject to final determination by Stern Bank and/or its affiliates. Investment services are not bank deposits or insured by any entity, and are subject to investment risks, including possible loss of principal amount invested.
Links
This site may contain links to web sites controlled or offered by third parties (non-affiliates of Stern Bank). Stern Bank hereby disclaims liability for, any information, materials, products or services posted or offered at any of the third party sites linked to this web site. By creating a link to a third party web site, Stern Bank does not endorse or recommend any products or services offered or information contained at that web site, nor is Stern Bank liable for any failure of products or services offered or advertised at those sites. Such third party may have a privacy policy different from that of Stern Bank and the third party website may provide less security than the Stern Bank site.
No warranty
The information and materials contained in this site, including text, graphics, links or other items are provided “as is”, “as available”. Stern Bank does not warrant the accuracy, adequacy or completeness of this information and materials and expressly disclaims liability for errors or omissions in this information and materials. No warranty of any kind, implied, expressed or statutory including but not limited to the warranties of non-infringement of third party rights, title, merchantability, fitness for a particular purpose and freedom from computer virus, is given in conjunction with the information and materials.
Limitation of liability
In no event will Stern Bank be liable for any damages, including without limitation direct or indirect, special, incidental, or consequential damages, losses or expenses arising in connection with this site or any linked site or use thereof or inability to use by any party, or in connection with any failure of performance, error, omission, interruption, defect, delay in operation or transmission, computer virus or line or system failure, even if Stern Bank, or representatives thereof, are advised of the possibility of such damages, losses or expenses.
Submissions
All information submitted to Stern Bank via this site shall be deemed and remain the property of Stern Bank and Stern Bank shall be free to use, for any purpose, any idea, concepts, know-how or techniques contained in information a visitor to this site provides Stern Bank through this site. Stern Bank shall not be subject to any obligations of confidentiality regarding submitted information except as agreed by the Stern Bank entity having the direct customer relationship or as otherwise specifically agreed or required by law.
Availability
This site is not intended for distribution to, or use by, any person or entity in any jurisdiction or country where such distribution or use would be contrary to local law or regulation.
Additional terms
Certain sections or pages on this site may contain separate terms and conditions, which are in addition to these terms and conditions. In the event of a conflict, the additional terms and conditions will govern for those sections or pages.
Governing law
Use of this site shall be governed by all applicable Federal laws of the United States of America and the laws of the Commonwealth of Puerto Rico.