Before founding Stern Bank, Peter managed a number of successful, international firms over the course of his 30-year career. In the 1980s, Peter created American Customs Service Inc., which focused on freight forwarding and customs brokerage. He sold the business in 1993 and founded another freight-forwarding and customs brokerage firm, Express Service Forwarding Inc., which represented foreign airlines and steamship lines, among other industries. Today, he is President of Express Trade Capital, Inc, a New York based trade finance firm that provides factoring, purchase order funding, and special project programs to domestic and international corporate clients.
Peter has significant experience evaluating investment grade, high‑yield and convertible debt offerings, leveraged acquisition finance and syndicated loan transactions as President of Garantia LLC, a New York investment firm. In 2016, for instance, Peter concluded a transaction with the European Bank for Reconstruction and Development (ERBD) to purchase distressed loans the bank had made to an Eastern European supermarket chain. Peter purchased EBRD’s $56,000,000 loan for approximately $9,000,000 and converted it to an approximate 25% equity stake, making him a major shareholder. That same year he negotiated a transaction with the Bank of Cyprus (represented by Alfa Bank) to purchase a $25,000,000 distressed loan, secured by the borrower’s corporate real estate, for $8,000,000.
Peter also maintains an active role in a New York property investment firm that actively invests in distressed, non-performing or poorly performing mortgages originated in the U.S. market. That venture currently has hundreds of notes outstanding with a face value of tens of millions of dollars.
He is a graduate of the Transportation College in Odessa and holds a U.S. Custom Brokerage License.
Chief Operating Officer and Director
Liora began her technological career serving in the Israel Defense Forces as a member of an elite computer unit. Since then, she has worked for some of Israel’s biggest industrial companies as a project management specialist for a national airline, large insurance company as well as a credit card firm where she developed a new product for VISA Israel. Liora has experience managing projects in various jurisdictions, often deployed to specific locales to implement and operationalize complex systems.
Liora is a graduate of Bar Ilan University where she earned her MA in Information Science with a specialization in information technology. She graduated from Ben Gurion University with a BA in Health Policy and Management
Drew is an investment and trade finance attorney with experience in a wide range of industries and deal types. In his previous capacity, he was responsible for structuring and executing complex cross-border transactions as well as providing legal and regulatory advice. He is a former law clerk to the Chief Justice of the Constitutional Court of South Africa as well as to a federal judge at the United States Court of International Trade.
Drew is a graduate of The George Washington Law School and School of Business where he earned his JD and MBA as an EURC Scholar. He graduated with a BA in Economics and Political Science summa cum laude and Phi Beta Kappa from the same institution where he was a George Gamow Fellow.
He is a member of the New York State Bar.
Alexander J. Silver
Alex has vast experience across all verticals of trade finance – having acted as importer, exporter, and financier in Asia, Europe, Africa and North America. He spent the early part of his career arranging the export of cashew nuts and other agro-commodities from West Africa, as well as assisting West African importers source alternative finance for their imports from Asia and Europe. In 2008, Alex founded an Israeli-based trade finance brokerage firm that specialized in assisting clients to procure finance facilities for their international trade transactions. Alex’s firm arranged hundreds of millions of dollars per year in letter of credit and guarantee financing for importers, and assisted exporter in obtaining forfaiting and factoring facilities.
Alex is an ICC Certified Documentary Credit Specialist (CDCS) and a Certified Specialist in Documentary Guarantees (CSDG).
Angel Rodriguez Hyman
CPA, CFE, Chief Financial Officer
Angel has spent two decades specializing in corporate fiscal management and team leadership. He spent his early career as an auditor at KPMG where he planned and executed financial statement audits of Fortune 500 companies, and as a finance manager for General Electric where he was named as one of Puerto Rico’s top financial analysts. Angel then served as a financial team leader at two major telecommunications companies, responsible for all accounting-related operations. Most recently, in his capacity as Chief Financial Officer of Latin Media House, he and his team counteracted a multi-million dollar negative cashflow, guided the acquisition of a digital media company, and led all accounting and due diligence processes.
Angel graduated magna cum laude from the University of Puerto Rico with a BA in Business Administration.
He is a Certified Public Accountant and Certified Fraud Examiner.
Leslie R. Carratalá
Chief Compliance Officer and BSA/OFAC Officer
Leslie is a BSA/AML/OFAC Subject Matter Expert (“SME”) having spent 37 years in banking, including 13+ years as a senior examiner for the Federal Reserve Bank (“FRB”) in charge of examining domestic and foreign banks in the U.S. and abroad with a focus on BSA/AML and OFAC, as well as 15+ years working mainly as a BSA & OFAC Officer, Chief Compliance Officer, and Internal Audit Head at domestic and international banks in South Florida, and 2 years as an AML Audit Manager for a major international accounting & consulting firm where she lead BSA audits of all sized financial institutions in the U.S., Puerto Rico, and Mexico, and participated on a special year-long BSA consulting engagement for a major bank in New York City. She has extensive experience leading the development and implementation of BSA/AML/OFAC compliance programs in international and domestic banks in South Florida, many of which have been the target of federal and state regulatory scrutiny due to the area’s attraction of capital flight from Latin America and the Caribbean. Leslie is a SME in money laundering risks & drug trafficking in Colombia, Costa Rica, Ecuador, and Venezuela, countries she visited and evaluated as part of her work for the FRB.
Head of Onboarding
Sunita has over 10 years of experience in sales and trade finance. Her career in trade started at WestLB, a European commercial bank, settling trades and managing documentation. At Intesa Soditic she established the company as an active participant in the secondary market for loan syndications and forfaiting. Most recently at United Bank Limited (UBL), the second largest private bank in Pakistan, Sunita was responsible for FI relationships and compliance for correspondent banking.
Sunita graduated from The University of Reading with a BSc in Business Economics. She is also an ICC Certified Documentary Credit Specialist (CDCS).
Milton Méndez Falcón, Esq., CFE:
Milton is a lawyer, notary, and Certified Fraud Examiner. He holds a law degree from the University of Puerto Rico Law School and has worked as a fraud examiner for governments and businesses, as well as a compliance officer for international and commercial banks in Puerto Rico. In the course of his duties as a Compliance Officer, Milton has performed due diligence assessments of third-party bank compliance programs in the United States, Puerto Rico, Dominican Republic, Ecuador, Costa Rica, Panama, and Nicaragua.
Today, Milton is a sought-after speaker, lecturer and independent consultant in ethics, fraud and general AML matters.
He serves as the Vice President of Puerto Rico's Chapter of Association of Certified Fraud Examiners.
Meital Saar Class
Head of Operations
Meital comes to Stern with deep experience overseeing large teams, implementing policies and managing complex processes, most recently as the Ordering Unit Leader with the U.S. Federal Emergency Management Agency (“FEMA”). In her current role at Stern, she oversees all daily transactional activity at the bank – ensuring accuracy, compliance and accountability. Meital is also responsible for implementing changes to the bank’s long-term business plan, including managing the bank’s business continuity plans. Day-to-day, Meital collaborates with Stern’s other department leaders to develop best practices for risk mitigation and ensure uniformity of policy implementation.
Meital completed a B.Sc. in Industrial Engineering and Management with High Honors from the Open University of Israel.
Daniel V. Sanchez:
Chief Information Officer
Daniel has over 15 years’ experience in the information technology space supporting various verticals including regulated industries such as healthcare and financial services. He specializes in areas of information security, network design, system implementation, backup and disaster recovery, virtualization, and cloud solutions. Additionally, Daniel has performed and reviewed various types of information technology audits including cybersecurity, applications, management, data and internet security and vulnerability assessments. He has also provided technology management support across these industries by ways of systems consulting, security services, business continuity planning and management of helpdesk support personnel.
Daniel is a graduate of Florida International University where he earned his Bachelor of Business Administration with a concentration in Management Information Systems. He also obtained a Certificate in Business Intelligence.